OUR SERVICES
Areas we specialise in include:
Maximise Superannuation entitlements
Your superannuation savings is likely to be your greatest asset (aside from the family home) as you approach retirement. Many have their super in the default option, which may not be ideal for their current circumstances or future goals.
We understand the complexities of the superannuation environment and can help structure a superannuation strategy that is appropriate for you.
Centrelink Assistance
Dealing with Centrelink can be a very time consuming and daunting task.
We can deal with Centrelink on your behalf and assist with the completion of any paperwork or other requirements that they may have online, streamlining the process. As part of our regular review process, we continually assess your eligibility for entitlements and the impact of changes in legislation on your entitlements.
Transition to Retirement Strategies
Regardless of whether you intend to travel, take up a hobby or spend more time with your family, the key to making your ideal version of retirement a reality is to plan, save and invest carefully before you reach your retirement years.
We have helped many people just like you to look forward to and eventually enjoy a secure, comfortable quality of life in retirement.
Redundancy
If you are facing the prospect of redundancy, we can help you in what can be a very emotional time.
We can help determine the value of your package, assist with options for your superannuation, look at income replacement options and assess what Centrelink entitlements may be available and if any wait periods apply.
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Tax and Centrelink effective Retirement income streams
Once retired, it is helpful to structure your financial affairs in a way that will maximise all benefits that you are entitled to under current legislation.
We know that legislation is forever changing, so we keep on top of the impact on our client’s affairs and can guide you through any changes necessary to continue to maximize any entitlements
Downsizing
Selling the family home (or other property assets) approaching or in retirement can open new financial strategies that may be of benefit.
We understand how proceeds may sometimes be used to increase retirement income and how they may impact on Centrelink entitlements
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Retirement lifestyle and cashflow planning
Managing your day-to-day finances while saving for (or in) retirement, can be challenging on your own.
We can help you to get on top of your finances with sensible strategies that aim to minimise debt, establish a realistic budget and keep you on a retirement savings plan that works for you.
Estate Planning
If you Inherit assets or are unsure about how to structure your own affairs, we can help.
We understand how inheriting assets may impact on your future or current retirement cash flow and Centrelink entitlements. We also understand how framing your own Estate plan is a very important part of your overall financial wellbeing.
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